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Benefits of upto ₹2.67 Lakhs

Under Pradhan Mantri Awas Yojana (PMAY) You can now avail a subsidy upto ₹2.67 Lakhs on the purchase of your first home. The scheme envisages the vision of ‘Housing for all’ by the year 2022, by that time Nation completes 75 years of its independence. Under this scheme, affordable houses will be built in selected cities and towns using eco-friendly construction methods for the benefit of the urban poor population in India.

About Home Loan

A home isn’t just a building. It’s a dream that Wonder Home Finance helps you realize through home loan options on all types of properties including Gram Panchayat properties. We offer various options for home loans.
  • Home Purchase Loan

    Loan offered for purchasing of ready to shift house/ Flat.

  • Plot Purchase + Construction Loan

    Loan offered for purchasing of open land and construction on the same.

  • Home construction Loan

    Loan offered for construction of self-owned plot.

  • Home Extension Loan

    Loan offered for extension of property i.e. GF already constructed and customer wants construction of FF & above.

  • Repair & Renovation Loan

    Loan offered for Repair & renovation of existing house.

Loan amount ranges from5 Lakh - 35 Lakh
Loan tenure period from5 Years - 20 Years
Interest Rate from11.50% - 15% per annum
  • EMI Calculator
  • Eligibility Calculator
  • Balance Transfer Calculator

WHFL Home Loan EMI calculator will advise you to make an informed decision, by acknowledging your interest rate and amount of EMI. Remember the interest rate and your loan tenure are vital ingredients in deciding your EMI. To know how much EMI, you will pay on your home loan use WHFL EMI calculator, and make your planning easier.

  • Loan Amount
  • Years
  • Rate

Our Benefits

  • Quick Sanctions

    With our quick home loan appraisal, you will not face any unnecessary challenges in your home loan process. We transparently offer the fastest sanction decision within 3 days.

  • No Hidden Charges

    We believe in transparency. Hence, to ensure a great housing loan experience, we will never impose any hidden charges other than our prescribed fees.

  • Minimum Documentation

    Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.

  • Low Interest Rates

    We strive to offer the most competitive rates to our customers based on their profile.

Documents Required for Home Loan

  • Proof of Identification

    Voter Card, Aadhar Card, Valid Passport, Driving Licnese

  • Proof of Address

    Voter Card, Aadhar Card, Valid Passport, Driving Licnese, Valid Rent agreement, Utility Bills in name of app/co-app

  • Income Proof

    3 months salary slip, latest 6months bank statement, latest form 16/ ITR, Latest 1 year banking if Self employee

  • Property Papers

    Copy of complete chain documents, Copy of agreement to sell (if executed), Copy of allotment letter (if applicable), Construction estimate

  • Other Documents

    Statement of running loans, SOA/ Closure letter

Frequently asked questions (FAQ’s)

  • 1What are Wonder Home Finance home loans all about?+-

    At Wonder Home Finance, we understand the unique needs of the low & middle-income housing-segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.

  • 2What are the different types of home loans we provide?+-

    For construction & purchase of a property. For acquiring a plot to construct a house. For re-sale, renovation/Home Improvement & Extension of an existing house. For balance-transfer & top-up of an existing Loan from a few specified lenders. For personal as well as for business-purpose, Loan Against Property is available

  • 3What is the loan process?+-

    Step 1: Submit loan application with all required documents for KYC, Income, Property title and Valuation. Step 2: Official visits for Filed Investigation, Personal Discussion & Tele-verification. Step 3: After clearance of all queries related to Income, Property Title and valuation, the sanction decision is made. Step 4: Submission of all requisite Documents for Disbursal, post verification the Disbursal is made, depending on the Loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

  • 4How do I apply?+-

    Leave your contact details here or Write to us at or Visit us at our nearest branch.

  • 5Is there a pre-payment or part-payment option for your product?+-

    Yes. You can prepay or part pay the loan, subject to terms & conditions specified and as per guidelines stipulated by NHB from time to time.

  • 6What is the maximum loan I can borrow?+-

    Loan amount is subject to income and valuation of Property.

  • 7What are my tenure options?+-

    You can choose tenure options between 5 to 20 years.

  • 8Can I get a Home Loan without a bank account?+-

    No, you would need to show a bank statement for the past 6 months.

  • 9Can I claim income tax rebate on my loan?+-

    Yes, you can avail a deduction as per the current tax slab.

  • 10Still Have Any doubts?+-

    To get answers to process-related questions, please fill the form and our team will get in touch with you.

How may we assist you?

Looking for Home Loan

If you have any doubts or questions related to our loan products, please feel free to contact us. Our customer care executive will call to assist you.

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