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Loan against property

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About Property Loan

A loan against property or a mortgage loan from WHFL is an attainable way to fund your business or meet your personal needs. You can be self-employed or a salaried person to avail a mortgage loan. WHFL can help unlock the hidden value in your property to offer you a loan against property. Here are some features :
  • Loan for all needs

    Use your property to fulfill your essential life goals.

  • Market value consideration

    Our in-house experts evaluate your property's market value on various yardsticks and brings best offering against it.

  • Flexible repayment options

    Now repay your installments as per your convenience, we provide easy repayment options.

Loan amount ranges from5 Lakh - 25 Lakh
Loan tenure period from5 Years - 10 Years
Interest Rate from14% - 18.50% per annum
  • EMI Calculator
  • Eligibility Calculator
  • Balance Transfer Calculator

Home loan amount is calculated after considering various factors such as monthly income, current age, credit history, retirement age, etc. Wonder Home Finance Home loan eligibility calculator makes it simple for loan seekers to easily check the amount they are eligible for.

  • Monthly Income
  • Years
  • Rate
  • Existing EMI
Loan Amount

Our Benefits

  • Quick Sanctions

    With our quick home loan appraisal, you will not face any unnecessary challenges in your home loan process. We transparently offer the fastest sanction decision within 3 days.

  • No Hidden Charges

    We believe in transparency. Hence, to ensure a great housing loan experience, we will never impose any hidden charges other than our prescribed fees.

  • Minimum Documentation

    Say goodbye to tedious paperwork. We wish to be your companions in every step of the way, and that includes helping you file all your paperwork.

  • Low Interest Rates

    We strive to offer the most competitive rates to our customers based on their profile.

Documents Required for Loan Against Property

  • Proof of Identification

    Voter Card, Aadhar Card, Valid Passport, Driving Licnese

  • Proof of Address

    Voter Card, Aadhar Card, Valid Passport, Driving Licnese, Valid Rent agreement, Utility Bills in name of app/co-app

  • Income Proof

    3 months salary slip, latest 6months bank statement, latest form 16/ ITR, Latest 1 year banking if Self employee

  • Property Papers

    Copy of complete chain documents, Copy of agreement to sell (if executed), Copy of allotment letter (if applicable), Construction estimate

  • Other Documents

    Statement of running loans, SOA/ Closure letter

Frequently asked questions (FAQ’s)

  • 1What is Loan Against Property?+-

    A Loan against property, as the name suggest is a loan that is secured against a residential or commercial property. This type of loan can be availed for marriage, medical expenses, business, or any other personal needs.

  • 2Who can avail Loan Against Property?+-

    Any individual, salaried or self-employed can avail Loan Against Property. The co-applicants can be partners or family.

  • 3What are the property types you can take loan against?+-

    You can mortgage various properties to avail a Loan. These could be: 1. Residential properties which is self-occupied or rented (Apartment, House, Flat etc) 2. Commercial properties such as shops, office etc. 3. A piece of land or plot owned by you

  • 4What is the loan process?+-

    Step 1: Submit loan application with all required documents for KYC, Income, Property title and Valuation. Step 2: Official visits for Filed Investigation, Personal Discussion & Tele-verification. Step 3: After clearance of all queries related to Income, Property Title and valuation, the sanction decision is made. Step 4: Submission of all requisite Documents for Disbursal, post verification the Disbursal is made, depending on the Loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

  • 5How do I apply?+-

    Leave your contact details here or Write to us at or Visit us at our nearest branch.

  • 6Is there a pre-payment or part-payment option for your product?+-

    Yes. You can prepay or part pay the loan, subject to terms & conditions specified and as per guidelines stipulated by NHB from time to time.

  • 7What is the maximum loan I can borrow?+-

    Loan amount is subject to income and valuation of Property.

  • 8What are my tenure options?+-

    You can choose tenure options between 5 to 10 years.

  • 9Can I get a LAP without a bank account?+-

    No, you would need to show a bank statement for the past 6 months.

  • 10Still Have Any doubts?+-

    To get answers to process-related questions, please fill the form and our team will get in touch with you.

How may we assist you?

Looking for Home Loan

If you have any doubts or questions related to our loan products, please feel free to contact us. Our customer care executive will call to assist you.

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